budget



February 2, 2012

The world’s $8 trillion debt hole

There’s a huge pit of private and public borrowing we have to work our way out of to really get the developed world’s economy moving again. And budget-cutting won’t do the job.


January 17, 2012

How to save more cash

I’m in desperate need of financial advice. My husband and I have two kids and earn more than $75,000 a year. It seems like we should have enough money, but we live paycheck to paycheck and sometimes overdraw our checking account. I’ve thought about going to a financial adviser for help. But since we don’t [...]


January 2, 2012

7 secrets to savvy supermarket savings

Groceries can be a big part of the family budget. Use these tips to slash your costs.

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December 29, 2011

5 expenses that take half our lifetime earnings

In these recessionary times, financial tips are flowing fast and furious about how to save money and stick to a budget. Start with the big-ticket items.


December 28, 2011

Six things predicted to cost you more in 2012

Six things predicted to cost you more in 2012 You can expect to see some increases in what you pay for certain things in 2012, according to the shopping deals site dealnews.com, which forecasts price increases in everyday items such as food, water and gas, as well as airfare, shipping and municipality fees. Here is [...]


December 9, 2011

Most expensive weddings in 2011

The average couple trimmed their wedding budget by $1,500 — to $26,500 — while celeb weddings set new records for extravagance.


December 8, 2011

The 3 big crises of 2012

To the eurozone mess — which will spread — add Russian unrest and a budget crunch in India. By midyear, we should know how it will all play out.


November 17, 2011

5 questions about the GOP’s plan to privatize Medicare

(Reuters) – The Congressional Super Committee negotiations are coming down to the wire, and Republicans are demanding that Medicare privatization be included in any final budget deal.


November 16, 2011

Cheapism: Kid-recommended educational toys under $20

Kids’ holiday wish lists these days practically require a pocket translator: Zoobles, Fijit Friends, Moshi Monsters Moshlings — and what in the world is a Squinkie? If parents have to master a new vocabulary, it might be nice if the kids learned something too. Educational toys are a budget-friendly antidote to zone-out-in-front-of-a-screen games.


November 12, 2011

Ways to save money on food preservation

Lengthen the life of your food and broaden your budget with proper food preservation.


October 28, 2011

Five ways income inequality happened, and will continue

(Reuters) – As if on cue for an Occupy Wall Street commercial, the latest Congressional Budget Office report highlighted the large crevasse between the upper 1 percent of U.S. households and the rest…


October 21, 2011

Join our ‘Live from the Labs’ Facebook chat at 12:30 ET

Join our ‘Live from the Labs’ Facebook chat at 12:30 ET If you’re one of the millions of Americans stretching your family’s budget, chances are you’re trying to get the most out of the stuff you already own. As the seasons change, investing a little time around the house and on your car will help [...]


October 17, 2011

The money manager version of "Moneyball"

NEW YORK (REUTERS) -In “Moneyball,” the Oakland A’s general manager Billy Beane puts together a baseball team on a budget by relying on computer-generated analysis to draft his players.


September 14, 2011

Cheapism: The best smart phones under $50

If you’re looking to upgrade to a smartphone — and are prepared to spend more per month for the required data plan — there are already quite a few quality options in the budget price range.


August 26, 2011

What that 401k loan will cost you

If your budget won’t stretch enough to meet expenses, and that money you’ve set aside for retirement is just sitting there . . . should you bail yourself out?

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August 16, 2011

Repair-prone appliances that can break your budget

Repair-prone appliances that can break your budget Before buying that sweet side-by-side refrigerator or fancy front loader, you might want to consider more than looks and measurements. Some types of appliances and lawn gear are more repair-prone than others. For example, a side-by-side fridge with an icemaker is more than twice as likely to go [...]


August 15, 2011

Buffett: Stop coddling the super-rich

Billionaire Warren Buffett urged U.S. lawmakers to raise taxes on the country’s super-rich to help cut the budget deficit, saying such a move will not hurt investments.


August 6, 2011

Markets Fall, New Recession Feared

Concerns about global economic growth, the sovereign debt crisis in Europe and the budget fracas in the U.S. all coalesced last week into a fierce storm that drove the Dow Jones Industrial Average to its biggest loss in nearly two years. So much for that summer vacation.


August 2, 2011

Debt battle set to draw to close, for now

WASHINGTON (Reuters) – The United States is poised to step back from the brink of economic disaster on Tuesday as a bitterly fought deal to cut the budget deficit is expected to clear the Senate and…


July 29, 2011

Your Money: Muddying the Budget Waters

In the fight over the federal budget, Social Security has been put on the table, although it has not contributed to the deficit.


July 28, 2011

Analysis: Mortgage tax break eyed to help cut debt

WASHINGTON (Reuters) – Lawmakers are eyeing a popular tax deduction for mortgage interest as they look for ways to fill record budget deficits, although any changes are likely to await a broad…


July 25, 2011

Mortgage Interest Deduction At Risk in Budget Talks

The mortgage interest tax deduction is back in big play in the budget deal. The bigger the budget deal, the more likely the mortgage deduction will take a greater hit.


Lawmakers split as debt deadline looms

WASHINGTON (Reuters) – A sharply divided Congress pursued rival budget plans on Monday that appeared unlikely to win broad support, pushing the United States closer to a ratings downgrade and debt…


Lawmakers split as debt deadline looms, markets uneasy

WASHINGTON (Reuters) – A sharply divided Congress pursued rival budget plans on Monday that appeared unlikely to win broad support, pushing the United States closer to a ratings downgrade and debt…


July 24, 2011

Lawmakers still divided as debt deadline looms

WASHINGTON (Reuters) – Lawmakers failed to achieve a budget breakthrough on Sunday and instead worked on rival plans in an impasse that heightened prospects for a catastrophic debt fault.


Officials scramble for debt deal, markets on edge

WASHINGTON (Reuters) – President Barack Obama and congressional leaders struggled on Sunday to break a partisan deadlock on a budget deal to avoid a U.S. debt default and reassure global markets,…


July 21, 2011

Penny-Wise Printers – from Consumer Reports

Penny-Wise Printers – from Consumer Reports To help you make a budget-friendly choice, Consumer Reports looked at the monthly cost of ink and paper of a number of recommended printers. From the July issue. Penny-Wise Printers – CR Podcast Subscribe now! Subscribe to ConsumerReports.org for expert Ratings, buying advice and reliability on hundreds of products. [...]


July 15, 2011

7 green ways to wash away laundry costs

You can wash and wear for a lot less. Find out how to make your laundry lighter on your budget.

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July 12, 2011

Budget Solution: Squeeze the Middle

Some middle-class Americans see the efforts of Washington politicians to cut the budget deficit as far removed from their lives. But many of them benefit from the kinds of federal tax and spending programs now under scrutiny.


July 7, 2011

12 ways Americans are cutting back on spending

Life Inc.: A new Harris poll shows the top ways consumers are slashing their household budgets. Here are 12 ways to shave a few bucks from your household budget.


July 2, 2011

Save on organic food

Here are some ways to get organic foods you want without breaking your budget.

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July 1, 2011

Student loan crisis deepens, threatens financial futures

The student loan crisis is about to get worse. At least 43 states have decreased funding for public higher education since 2008, according to data from the Center on Budget and Policy Priorities.


June 26, 2011

Republicans firm on taxes ahead of Obama meeting

WASHINGTON (Reuters) – The Senate’s top two Republicans on Sunday stood firm against including tax increases in any deal to raise the debt limit and shrink budget deficits one day before a meeting…


June 23, 2011

Republicans walk out of budget talks over taxes

WASHINGTON (Reuters) – Republicans walked out of budget talks on Thursday, setting up a showdown between President Barack Obama and House Speaker John Boehner over how to extend U.S. borrowing and…


June 17, 2011

Avoid the extra fees at car rental counters

Avoid the extra fees at car rental counters Car rental agencies, such as Hertz, Avis and Budget, can offer travelers a wide range of vehicle models to choose from. But, what most customers don’t need are a lot of the extra, pricey services—or the unexpected gotchas that appear on their bills at the end of [...]


June 14, 2011

Sputtering economy could complicate debt talks

WASHINGTON (Reuters) – Sputtering job growth and talk of new tax cuts are throwing more hurdles in the way of a deal to reduce the deficit as Democratic and Republican negotiators step up budget…


June 10, 2011

May budget deficit less than half prior year’s

WASHINGTON (Reuters) – The budget deficit fell by more than half in May from year-earlier levels to $57.64 billion as tax revenues continued to rise, the Treasury Department reported on Friday.


June 9, 2011

When your spouse is also your coworker

FORTUNE — When Tom Corwin is done with his workday, he knocks on the wall. That signals his wife Carol — who works in the neighboring office at the U.S. Education Department’s budget office — that he’s ready to go home.”We’ve been married 27 years now, and we’ve been working together longer than that. I [...]


June 4, 2011

Help From Family Has Its Costs

If you’re starting a business on a shoestring budget, you may be inclined to approach the people closest to you for financial assistance. But the generosity could create tension if your loved one doesn’t agree with how you are running the business.


June 2, 2011

Wells Fargo says investor mood getting gloomier

NEW YORK (Reuters) – Investors grew gloomier about their financial outlook in recent months, citing rising energy prices, high unemployment and worries about the soaring federal budget deficit.


June 1, 2011

5 cool cars for under $15,000

It’s not easy to find a cool car at such a low sticker price. Here are five budget-friendly models.


May 30, 2011

Save big with a backyard garden

Food costs eating up your budget? Try growing your own produce.

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Florida governor vetoes $615 million of spending

TALLAHASSEE, Florida (Reuters) – Florida Governor Rick Scott vetoed a record $615 million in spending as he pared an already austere $70 billion budget by cutting money for school construction,…


Foes Revise Plan to Curb New Agency

Republicans are fighting the planned Consumer Financial Protection Bureau through oversight and budget proposals.


March 15, 2011

Budgeting For a New Baby

Having a baby is very exciting. But after thinking about the associated costs and expenses, all this excitement can quickly turn into stress. Budgeting for a new baby is important to prepare adequately for the arrival of your little one. Parents can fall into the trap of wanting to buy their newborn the best of everything, especially if it’s the first child, which can sometime result in over-expenditure. It is therefore very important to plan and budget for the arrival of your newborn.


March 4, 2010

The Fundamentals of Financial Budgeting

Here is an explanation of the fundamentals of financial budgeting to help you better plan your household expenses.